Blog

91 plain-language guides to California taxes, pay, benefits, housing and business rules. Each one is tied to a calculator you can use on the spot.

Latest guide · Family & Legal

California Community Property Rules

What is community vs separate property, the 50/50 split, 2640 reimbursements, debts, the house and retirement accounts.

· 7 min read
Read the guide →
Business

California Cottage Food Law Explained

Class A vs Class B, the CPI-adjusted sales caps, approved foods, labels, training and county fees.

· 5 min read
Family & Legal

California Lemon Law Guide

The 18-month presumption tests, what a buyback pays after the mileage offset, and the 2025 opt-in notice rules.

· 6 min read
Property & Housing

California Renters' Rights: A Plain-English Guide

Rent increase caps, just-cause eviction, the one-month deposit limit, repairs, landlord entry and the renter's credit.

· 8 min read
Family & Legal

California Small Claims Court: A Step-by-Step Guide

The $12,500 limit ($6,250 for businesses), $30-$75 filing fees, serving papers, the hearing, appeals and collecting.

· 7 min read
Vehicles

Smog Check Exemptions in California

The 8-model-year rule, the $20/$25 smog abatement fee, when a sale needs a certificate, and Enhanced vs Basic areas.

· 5 min read
Benefits

CARE vs FERA: Which Utility Discount Do You Get?

Income limits through May 2027, 30-35% vs 18% off, the cheaper Base Services Charge, and FERA now open to 1-2 person households.

· 5 min read
Business

CCPA: Which Businesses Must Comply?

The three thresholds ($26.6 million revenue, 100,000 consumers, 50% data revenue), what counts as selling or sharing, exemptions, 2026 deadlines and fines.

· 6 min read
Vehicles

Clean Cars 4 All Explained

The $9,500-$12,000 scrap-and-replace grant, the 300% poverty-level income limit, and which of the six programs are open.

· 6 min read
Benefits

How CalWORKs Benefits Are Calculated

The Maximum Aid Payment table by region and status, the $600 + 50% earnings rule with examples, and the 60-month limit.

· 6 min read
Business

Prop 65 Warnings Explained

What a warning means, the 10-employee threshold, safe harbor levels, the 2028 short-form deadline and $2,500-a-day penalties.

· 6 min read
Solar & Energy

SGIP Battery Rebate Explained

What each SGIP budget pays per kWh, which are closed, who still qualifies for the $1,100/kWh equity rebate, and how the waitlist works.

· 5 min read
Tax

CalEITC Explained: Who Qualifies and How Much

The income limits, the maximum credit by number of children, and how the Young Child and Foster Youth credits stack on top.

· 6 min read
Property & Housing

California ADU Rules Explained

The state floor every city must allow: an 800 sq ft detached ADU with 4-foot setbacks, 16 to 25 ft heights, junior ADUs, no owner-occupancy rule, 60-day approval.

· 7 min read
Tax

California Car Sales Tax Explained

Tax on the full price at the rate where you register the car, no trade-in credit, and the gift, family and out-of-state rules.

· 6 min read
Property & Housing

California Homestead Exemption: How Much Is Protected

How much home equity a judgment creditor cannot touch, and how the inflation-adjusted minimum and cap work.

· 5 min read
Tax

California HSA Tax Rules: Why the State Taxes Your HSA

California doesn't recognize HSAs. Contributions and earnings are taxed by the state; withdrawals are not. What to add back.

· 5 min read
Business

California Junk Fee Law (SB 478): What Businesses Must Do

Advertised prices must include every mandatory fee. What can stay out, the restaurant rule, and the penalties.

· 6 min read
Property & Housing

Just Cause Eviction Rules in California

AB 1482's 12-month trigger, at-fault and no-fault reasons, the one-month relocation payment, owner move-in rules and the exempt properties.

· 7 min read
Business

California LLC Fee vs. the $800 Franchise Tax

Two separate charges on California LLCs: the flat annual tax and the gross-receipts fee, with brackets and due dates.

· 5 min read
Business

California LLC vs. S Corp Taxes: Which Costs Less?

What California charges each entity, side-by-side examples, and the break-even points.

· 6 min read
Employment

Overtime for Salaried Employees in California

The salary threshold, the duties tests, and the 1/40th rule that sets the overtime rate for a salaried non-exempt employee.

· 6 min read
Employment

California Paid Sick Leave Rules

40 hours or 5 days a year under state law, the accrual and carryover caps, who counts as family, and the city ordinances that go further.

· 6 min read
Property & Housing

California Probate Fees Explained

The statutory percentages for the executor and the attorney, worked examples, extraordinary fees, and the small estate limit.

· 5 min read
Employment

California Reporting Time Pay Rules

Sent home early? You're owed half your scheduled shift, 2 to 4 hours, at your regular rate. Examples, exceptions and call-in shifts.

· 6 min read
Tax

California Sales Tax on Services

Most services aren't taxed. Where the line falls for repairs, fabrication, photography, shipping, software, warranties and restaurant service charges.

· 6 min read
Property & Housing

California Security Deposit Law: Limits and Refunds

How much a landlord can charge, what they can deduct, the 21-day refund deadline and the bad-faith penalty.

· 6 min read
Tax

California Self-Employment Tax Guide

There's no separate state self-employment tax, but California income tax, no QBI deduction and a front-loaded estimate schedule change the math.

· 7 min read
Business

California Seller's Permit: Who Needs One and How to Get It

The free CDTFA permit for selling taxable goods: occasional sales, marketplace sellers, temporary permits and out-of-state sellers.

· 6 min read
Employment

California Split Shift Pay: The Premium Explained

One hour at minimum wage for each split-shift day, offset by pay above the minimum. Who qualifies and how to calculate it.

· 5 min read
Property & Housing

California Supplemental Property Tax Bill, Explained

The extra bill after you buy a home: how it is prorated by month, when it is due, and why your lender usually will not pay it.

· 5 min read
Tax

California Tax Deadlines Calendar

Income tax, estimated payments, LLC and corporation returns, payroll reports and property tax due dates, in date order.

· 5 min read
Property & Housing

California Tenant Relocation Assistance: What You Get

No-fault eviction? AB 1482 requires one month of rent, and many cities require far more. How it works.

· 5 min read
Property & Housing

California Transfer Tax by City

$1.10 per $1,000 everywhere, plus city taxes in Los Angeles (Measure ULA), San Francisco, Oakland and Berkeley, with costs at three sale prices.

· 5 min read
Benefits

California Unemployment While Working Part Time

How EDD reduces your weekly benefit when you earn money, with examples, reporting rules and partial claims.

· 6 min read
Tax

California Use Tax Explained: Online and Out-of-State Buys

No California sales tax charged? You owe use tax at your local rate. Credits for other states' tax and how to report it.

· 5 min read
Tax

California vs. Federal Tax: Key Differences

Social Security, unemployment, capital gains, HSAs, the SALT cap, mortgage interest and the new federal tips and overtime deductions.

· 7 min read
Employment

California Wage Garnishment Limits

The lesser of 20% of disposable pay or 40% above a minimum-wage floor, the higher limit for child support, and the hardship exemption.

· 6 min read
Tax

California Young Child Tax Credit (YCTC): Who Gets It

A refundable state credit for families with a young child, even with no earnings. Who qualifies, how the phaseout works and how to claim it.

· 5 min read
Employment

How the CalSTRS Pension Formula Works

The age factor tables, service credit, final compensation, the career factor and the compensation cap, with worked examples.

· 6 min read
Employment

CFRA vs. FMLA: Family Leave in California

Who each law covers, which relatives count, how pregnancy is handled and how the two leaves overlap.

· 6 min read
Tax

Cost of Living: California vs. Texas

California prices run about 14% above Texas, driven by housing. How income tax, sales tax and property tax change the picture.

· 6 min read
Tax

Does California Have an Estate or Inheritance Tax?

No estate, inheritance or gift tax since 2005. The federal estate tax, inherited retirement accounts and the Prop 19 property tax catch.

· 6 min read
Tax

Does California Tax Lottery Winnings? What's Taxed

California Lottery prizes, including Powerball and Mega Millions, are state-tax-free. Casino, racing and other states' wins are not.

· 4 min read
Employment

How Workers' Comp Pays in California

Temporary and permanent disability, medical care, the job voucher and death benefits: what each pays and how it's figured.

· 7 min read
Property & Housing

Mello-Roos Explained: What California Buyers Pay

A special tax on homes in a Community Facilities District. How it is set, how much it can rise each year, and when it ends.

· 5 min read
Property & Housing

Prop 19 Base Year Value Transfer Explained

Who qualifies, the 2-year window, the 100%/105%/110% value test, how a pricier home is taxed, and the three-transfer limit.

· 6 min read
Employment

Prop 22 Explained for Gig Workers

120% of minimum wage for engaged time plus a per-mile payment, how the floor is checked, the health care subsidy and what it leaves out.

· 6 min read
Benefits

SDI vs. Paid Family Leave: What's the Difference?

Disability Insurance is for your own illness or pregnancy; PFL is for bonding or caring for family. Same pay rate, different lengths and waiting periods.

· 5 min read
Employment

AB5 and the ABC Test Explained

What each part of the ABC test means, the Borello exemptions, Prop 22 and what misclassification costs a business.

· 7 min read
Tax

California Capital Gains Tax Explained

Why California taxes gains as ordinary income, the tax on gains of different sizes, the home sale exclusion and where the state departs from federal rules.

· 7 min read
Employment

California Exempt Employee Salary Threshold

This year's and next year's minimum exempt salary, the duties tests and the special rates for software and medical professionals.

· 6 min read
Employment

California Meal and Rest Break Rules

When meal and rest breaks are due, when they can be waived, and the extra hour of pay owed when an employer misses one.

· 7 min read
Benefits

How CalFresh Benefits Are Calculated

The income tests, every deduction from gross to net income, the 30% rule and a worked example with this year's federal figures.

· 7 min read
Benefits

How Covered California Subsidies Work

The benchmark plan, the share of income you pay, the returned 400% cliff, California's own subsidy and repaying the credit.

· 7 min read
Vehicles

How Much Is Car Registration in California?

Every fee on the renewal notice, how the vehicle license fee depreciates, examples by car value and the late penalties.

· 6 min read
Benefits

How Paid Family Leave Works in California

Up to 8 weeks of partial pay to bond with a child or care for family: who qualifies, the 70%/90% formula, filing and job protection.

· 7 min read
Property & Housing

How Prop 13 Works: California Property Tax Limits

The 1% rate, the 2% annual cap, this year's inflation factor, what triggers reassessment and the transfers that don't.

· 7 min read
Benefits

How SDI Benefits Are Calculated in California

Your base period, the highest-quarter weekly wage, the two-tier rate, the waiting period and a table of benefits by earnings.

· 7 min read
Tax

Is Social Security Taxed in California?

No, but pensions and IRA withdrawals are. What retirees owe, senior credits, military retirement pay and a worked example.

· 6 min read
Tax

Moving Out of California: What Happens to Your Taxes

How residency is decided, how the part-year return taxes you, and what California keeps taxing after you leave.

· 8 min read
Property & Housing

California Cities With Rent Control (and Their Caps)

Every city in our checker with its own rent cap, the current allowable increase and covered buildings, plus Costa-Hawkins, AB 1482 and relocation rules.

· 7 min read
Tax

California Estimated Tax Due Dates and the 30/40/0/30 Rule

The four due dates with weekend and holiday shifts, why September is zero, the safe harbor rules, penalties, and the federal schedule side by side.

· 6 min read
Employment

California Fast Food Minimum Wage: Who Gets It

The current rate, which restaurants are covered, the AB 610 exemptions, how higher city minimums apply, and whether the Fast Food Council will raise it.

· 6 min read
Employment

California Final Paycheck Law: When It's Due

Final pay deadlines after a firing, layoff or quit, why earned vacation must be paid out, why sick leave usually isn't, and the waiting time penalty.

· 6 min read
Tax

How Bonuses Are Taxed in California

Why bonuses are withheld at flat state and federal rates, how Social Security, Medicare and SDI apply, a worked example, and how extra withholding comes back.

· 6 min read
Property & Housing

How Much House Can I Afford in California?

The 28/36 guideline, the California costs most calculators skip, and the income needed for common home prices with every assumption shown.

· 6 min read
Vehicles

Why California Traffic Tickets Cost So Much

Every penalty, surcharge and court fee added to the base fine, with the law behind each one, worked examples, traffic school and ability-to-pay options.

· 6 min read
Tax

California Renter's Credit Explained: Who Qualifies

Who qualifies for the nonrefundable renter's credit, the income limits by filing status, the part-year proration chart, and why it can't create a refund.

· 6 min read
Benefits

Medi-Cal Income Limits by Household Size (2026)

The full DHCS income chart by household size, what counts as MAGI income, the reinstated asset test, and the 2026 enrollment freeze for undocumented adults.

· 6 min read
Tax

California Income Tax Rates and Brackets

Nine brackets from 1% to 12.3%, plus 1% over $1 million. The full tables, marginal vs. effective rates, and what California taxes differently.

· 3 min read
Tax

California State Tax Withholding Explained (DE 4 and Your W-2)

Why California has its own withholding form, how allowances work, the 10.23% bonus rate, and how to avoid owing in April.

· 3 min read
Benefits

How California Unemployment Benefits Are Calculated (EDD)

Your weekly benefit comes from your best-paid quarter. Base periods, the $450 cap, how long it lasts, and what part-time work does to it.

· 3 min read
Family & Legal

How Child Support Is Calculated in California

Every California court uses the same formula. Here is how net income, custody time and the K factor turn into a monthly number.

· 3 min read
Benefits

How Much Is Health Insurance in California for One Person? (2026)

Your premium depends on age, region, metal tier and above all income. The 2026 subsidy rules, the 400% cliff, state help and Medi-Cal.

· 3 min read
Employment

How Overtime Is Calculated in California: Daily, Weekly and the 7th Day

California pays overtime by the day, not just the week. Daily, weekly, double time and 7th-day rules, with a worked example.

· 3 min read
Property & Housing

How California Property Tax Is Calculated (1% + Local Levies)

The 1% Prop 13 levy, why real rates run 1.0%-1.25%, the 2% annual cap, and the supplemental bill that surprises new buyers.

· 3 min read
Family & Legal

How Alimony Is Calculated in California: Temporary vs. Long-Term

Temporary support has a formula; long-term support does not. Here is how California courts handle each, and how long alimony lasts.

· 3 min read
Tax

How to Calculate Sales Tax in California (Rates by City)

A 7.25% statewide base plus local district taxes. The formula, real city rates, what is exempt, and when you owe use tax instead.

· 3 min read
Employment

What Is a Living Wage in California? Minimum Wage vs. Real Costs

California's minimum wage is among the highest in the U.S., but rent sets the real bar. How to work out the wage your area requires.

· 3 min read
Business

CalSavers: With Even One Employee, Your Registration Deadline Has Probably Passed

Every employer-size tier is now past its CalSavers registration deadline. See the schedule, who is exempt and the penalties.

· 4 min read
Employment

PAGA Reform 2024: What AB 2288 and SB 92 Changed for California Employers

The reform set no flat penalty cap. It caps penalties at 15% or 30% for employers that took reasonable steps, and gives small employers a way to cure violations.

· 5 min read
Property & Housing

Prop 19's $1M Inherited-Property Exclusion Cap Resets in February 2027

The parent-child exclusion cap is adjusted every two years. See the current $1,044,586 figure, a worked example and what changes at the next reset.

· 5 min read
Property & Housing

AB 1482 Rent Cap 2026-27: State Formula vs. Your City's Stricter Rule

The statewide cap runs 8.1%-8.8% by region, but LA, Oakland, Berkeley and other rent-controlled cities cap increases far lower.

· 5 min read
Business

California Has No Statewide Business License: What Cities Require

The state does not issue a general business license. Cities do, and each sets its own fees. See how city licenses work and how to find yours.

· 5 min read
Business

California LLC First-Year Tax: $800, or $400 Starting 2027

An LLC whose first taxable year begins in 2027, 2028 or 2029 pays $400, not $800. See who qualifies and why the AB 85 waiver no longer applies.

· 5 min read
Employment

California Minimum Wage 2026: State Floor vs. City vs. Fast Food vs. Healthcare

California sets its minimum wage at four levels, and more than one can apply to the same worker depending on the city and the industry.

· 4 min read
Vehicles

Is CVRP Still Giving Out EV Rebates? No. These Programs Replaced It

CVRP closed permanently in November 2023. See what MyFirstEV and Clean Cars 4 All pay and who qualifies for each.

· 4 min read
Solar & Energy

The 30% Federal Solar Tax Credit Is Gone for Homeowners: What OBBBA Changed

The federal residential solar tax credit ended for systems placed in service after 2025. See what changed and which credit still exists for leased systems.

· 4 min read
Solar & Energy

NEM 3.0 Explained: Why Your Solar Export Credit Dropped So Much

NEM 3.0 replaced near-retail export credits with an hourly Avoided Cost Calculator rate. See how the rate is set and why batteries now pay off.

· 5 min read
Business

California's New Employment Credit Has Ended: What Still Pays You to Hire

The New Employment Credit applies only to hires made before 2026. Two other programs still pay employers who hire and train now.

· 4 min read