California SSI/SSP Benefit Calculator (2026)
Supplemental Security Income plus California's State Supplementary Payment. Pick your living arrangement and enter any income to see your monthly check.
In 2026, a California SSI/SSP recipient who is aged or disabled and lives independently can get up to $1,233.94 a month ($994.00 federal SSI + $239.94 state supplement). A couple can get up to $2,098.83. Income lowers the check after Social Security's exclusions, and countable resources must be $2,000 or less ($3,000 for a couple).
SSI/SSP Benefit Calculator
Estimated Monthly SSI/SSP
How this is calculated
| Individual, January 2026 | Federal SSI | State SSP | Total |
|---|---|---|---|
| Living independently (with cooking facilities), aged or disabled | $994.00 | $239.94 | $1,233.94 |
| Living independently (with cooking facilities), blind | $994.00 | $324.32 | $1,318.32 |
| Living independently without cooking facilities, aged or disabled | $994.00 | $368.81 | $1,362.81 |
| Non-medical out-of-home care (licensed board and care) | $994.00 | $632.07 | $1,626.07 |
| Household of another (food and shelter provided), aged or disabled | $662.67 | $245.20 | $907.87 |
| Household of another (food and shelter provided), blind | $662.67 | $329.58 | $992.25 |
| Disabled child under 18 living with a parent or relative | $994.00 | $97.27 | $1,091.27 |
| Medi-Cal (Title XIX) facility, Medi-Cal paying over half the cost | $30.00 | $32.00 | $62.00 |
| Couple, January 2026 | Federal SSI | State SSP | Total |
|---|---|---|---|
| Living independently (with cooking facilities), both aged or disabled | $1,491.00 | $607.83 | $2,098.83 |
| Living independently, one blind and one aged or disabled | $1,491.00 | $747.44 | $2,238.44 |
| Living independently, both blind | $1,491.00 | $833.35 | $2,324.35 |
| Living independently without cooking facilities, aged or disabled | $1,491.00 | $865.57 | $2,356.57 |
| Non-medical out-of-home care (licensed board and care) | $1,491.00 | $1,761.14 | $3,252.14 |
| Household of another, both aged or disabled | $994.00 | $615.70 | $1,609.70 |
| Household of another, one blind and one aged or disabled | $994.00 | $755.31 | $1,749.31 |
| Household of another, both blind | $994.00 | $841.22 | $1,835.22 |
| Medi-Cal (Title XIX) facility | $60.00 | $64.00 | $124.00 |
Income: Social Security first ignores $20 of unearned income (any unused part comes off earnings), then $65 of earnings and half of the remaining earnings. What's left is subtracted from the payment level. The federal part is reduced first; California's supplement continues until the whole payment level is used up. Example: an individual living independently who earns $1,000 a month has $457.50 of countable income and gets $776.44.
"Household of another" means you live in someone else's home and they provide your food and shelter; the federal portion is cut by one-third. Payment levels are from Social Security's January 2026 table for California (POMS SI 01415.058). The federal rate is $994 for an individual and $1,491 for a couple.
Frequently Asked Questions
How much is SSI in California in 2026?
Up to $1,233.94 a month for an aged or disabled person living independently: $994.00 in federal SSI plus a $239.94 California State Supplementary Payment. A couple can get up to $2,098.83. Blind recipients and people in board-and-care homes get more.
What is SSP in California?
The State Supplementary Payment is California's add-on to federal SSI. Social Security pays both in one monthly check, and the SSP amount depends on your living arrangement.
How does income reduce SSI/SSP?
Social Security ignores the first $20 of most income, then the first $65 of earnings and half of the rest. Whatever is left (countable income) is subtracted from your payment level dollar for dollar.
What is the resource limit for SSI in California?
$2,000 for an individual and $3,000 for a couple. Your home, one car used for transportation, and household goods of reasonable value don't count.
Do SSI/SSP recipients get Medi-Cal?
Yes. In California, anyone eligible for SSI/SSP automatically receives Medi-Cal.
This tool gives an estimate only. Social Security decides eligibility and payment amounts, and some income (such as certain student earnings or in-kind support) is treated differently.