California Benefits and Assistance Calculators

Most California assistance programs turn on household size and income, but each one measures income differently and sets its own limits. These checkers apply each program's own test, from food and health coverage to utility discounts, disability and family leave pay, and link to the agency that takes the application.

All 20 Benefits & Utilities tools

Households checking what they qualify for, and people helping a family member apply. Every tool shows how its result was worked out and links to the official source.

CARE Eligibility CalculatorCheck if you qualify for California's CARE program: 30-35% off electric and 20% off gas bills. Free 2026-2027 calculator by household size and income.→ FERA Eligibility CalculatorCheck if your household qualifies for FERA, California's 18% electric discount for households just above the CARE income limit. 2026-2027.→ WIC Eligibility Checker→ California College Promise Grant Checker→ California LifeLine Eligibility Checker→ LIHEAP / ESA Eligibility Checker→ California Utility Savings CheckerOne form checks your household for CARE, FERA, LIHEAP and Medical Baseline eligibility for California utility bill help. 2026 figures.→ CalFresh Benefit EstimatorEstimate your California CalFresh (SNAP) eligibility and monthly benefit amount based on household size and gross monthly income.→ Medi-Cal Eligibility CalculatorCheck Medi-Cal income limits by household size for adults, children, pregnancy and MCAP, plus the 2026 asset test and enrollment freeze rules.→ CalWORKs Benefit EstimatorEstimate your California CalWORKs cash aid grant by family size, county region, and exempt status.→ Covered California Subsidy Calculator→ CA SDI Benefit CalculatorCalculate your California State Disability Insurance (SDI) weekly benefit: 90% or 70% wage replacement, with no annual wage cap since 2024.→ Paid Family Leave Benefit CalculatorCalculate your California Paid Family Leave weekly benefit for bonding or caregiving leave. Same wage replacement formula as SDI, for up to 8 weeks.→ CalEITC + YCTC + FYTC EstimatorEstimate your combined CalEITC, Young Child Tax Credit and Foster Youth Tax Credit for tax year 2025. All three share one income test.→ California Unemployment Calculator (EDD)Calculate your California unemployment weekly benefit amount from your highest-earning base period quarter. Benefits run from $40 to $450 a week.→ Cal Grant Eligibility Estimator→ Middle Class Scholarship Estimator→ SSI/SSP Benefit CalculatorEstimate your 2026 California SSI/SSP check: payment levels for every living arrangement, the income exclusions, and the $2,000 resource limit.→ Maternity Leave Calculator (SDI + PFL)Plan California maternity leave pay: SDI pregnancy disability before and after birth, then Paid Family Leave bonding, with dates, weekly pay and job protection.→ CalSTRS Pension CalculatorEstimate your CalSTRS monthly pension with the official age factor tables for 2% at 60 and 2% at 62, service credit, final compensation and the career factor.→

Benefits & Utilities guides

All guides →

CARE vs FERA: Which Utility Discount Do You Get?

Income limits through May 2027, 30-35% vs 18% off, the cheaper Base Services Charge, and FERA now open to 1-2 person households.

· 5 min read

How CalWORKs Benefits Are Calculated

The Maximum Aid Payment table by region and status, the $600 + 50% earnings rule with examples, and the 60-month limit.

· 6 min read

California Unemployment While Working Part Time

How EDD reduces your weekly benefit when you earn money, with examples, reporting rules and partial claims.

· 6 min read

SDI vs. Paid Family Leave: What's the Difference?

Disability Insurance is for your own illness or pregnancy; PFL is for bonding or caring for family. Same pay rate, different lengths and waiting periods.

· 5 min read

How CalFresh Benefits Are Calculated

The income tests, every deduction from gross to net income, the 30% rule and a worked example with this year's federal figures.

· 7 min read

How Covered California Subsidies Work

The benchmark plan, the share of income you pay, the returned 400% cliff, California's own subsidy and repaying the credit.

· 7 min read

How Paid Family Leave Works in California

Up to 8 weeks of partial pay to bond with a child or care for family: who qualifies, the 70%/90% formula, filing and job protection.

· 7 min read

How SDI Benefits Are Calculated in California

Your base period, the highest-quarter weekly wage, the two-tier rate, the waiting period and a table of benefits by earnings.

· 7 min read

Medi-Cal Income Limits by Household Size (2026)

The full DHCS income chart by household size, what counts as MAGI income, the reinstated asset test, and the 2026 enrollment freeze for undocumented adults.

· 6 min read

How California Unemployment Benefits Are Calculated (EDD)

Your weekly benefit comes from your best-paid quarter. Base periods, the $450 cap, how long it lasts, and what part-time work does to it.

· 3 min read

How Much Is Health Insurance in California for One Person? (2026)

Your premium depends on age, region, metal tier and above all income. The 2026 subsidy rules, the 400% cliff, state help and Medi-Cal.

· 3 min read

Local figures

Some of these rules change at the city or county line. These pages show the local figure next to the statewide one.

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